WE SEE THE POTENTIAL IN YOUR PROJECT

BORROWERS

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SAVILE´S BORROWERS PROGRAM

For Borrowers, Savile provides a financing solution in instances where bank financing is not available. This is particularly true for cross-boarder commercial activities which fall below the threshold requirement of large banks. With smaller banks unwilling to step across national boarders to support clients, smaller and mid-size companies face narrow options for cross-boarder finance.   Savile works with these companies to craft a financing structure to accommodate working capital and expansion needs of the borrower as well as security and control required by Savile. Savile provides clients with both in-country and cross-border credit facilities.

SAVILE´S LOAN CHARACTERISTICS

Loans are typically one year revolving asset-based self-liquidating transactions. Loan-to-Value ratio of the lines are based on the availability of liquid collateral – primarily account receivables and inventory. Long-term collateral is taken into the collateral basket but is seldom assigned weight in the credit decisions.
Savile Group Borrowers

GEOGRAPHIC

MARKET

AVERAGE LOAN

FINANCIAL PROFILE

INDUSTRY SECTORS

Savile is active in select markets in the Americas.  Specific focus is on companies based in USA and Latin America engaging in cross-border trade.

 

Investments size varies from $1 million to $ 10million. Average investment size may increase but is likely to remain below $10million.

Commodity related Business including agri-business, Oil and Gas, Services, Food & Beverage, Ecological and Manufacturing.

A company with:

- Revenue of US$10 million or higher.

- Positive cash flow.

- Qualified inventory and/or receivables.

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INITIAL

SCREENING

ANALYSIS AND UNDERWRITING

EXECUTION

FUNDING

TRANSACTION TIMELINE

A 3 STEP CYCLE:

This is the estimated time and requirements that it may take for you to become a Savile Borrower.

LOAN ORIGINATION

  • Borrower Needs
  • Country/Political Risk
  • Elegible Collateral
  • Initial Credit Evaluation
  • Legal/Regulatory
  • Requirements
  • Cash Management

(Avg. 1 to 2 Weeks)

LOAN UNDERWRITING

  • Executed Term Sheet
  • Site Visits
  • Credit Insurance
  • Final Credit Evaluation
  • Collateral Manager
  • Hedging Structures

(Avg. 2 to 4 Weeks)

FINAL APPROVAL & DOCUMENTS

Credit Committe

Legal Documentation

First Funding

(Avg. 2 to 4 Weeks)